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← S.J.Res. 28
Official legislative record

S.J.Res. 28: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".

On the Joint Resolution

Mar 5, 2025 · Senate

Full chamber decision
The measure behind this decision

What this measure contains

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

This is the description in the imported bill snapshot. It may describe a later draft than the version considered in this vote. The recorded motion above identifies the decision; the bill description does not establish the exact text voted on.

Read the measure and its history

Official measure page ↗

Official text and draft versions

Document dates help distinguish drafts. A document published before the vote is not proof that this was the version considered.

Source: govinfo-billstatus· Retrieved Oct 31, 2026Original record ↗

Recorded decision and member tally

On the Joint Resolution

This record lists 100 members; its source-reported total is 100.

This is a full Senate roll call. It lists every member serving that day, including those who answered present or did not vote. Vacant seats are not listed.

Final passage: “On the Joint Resolution”

Source outcome: passed.

Yes
51
No
47
Not voting
2
Present
0

This outcome applies to the recorded motion. It does not by itself mean the measure became law. The original description and each member’s recorded vote are preserved below.

Official Senate vote record ↗

This Senate roll call was imported from Voteview, a UCLA project that republishes House and Senate votes from the official record, because senate.gov's vote files weren't available to the importer. Check the official Senate record for the authoritative tally.

Source: voteview· Retrieved Oct 31, 2026Original record ↗

Members listed for this decision

Names are printed as the chamber records them. A profile link appears when the member's Bioguide ID in the roll call matches an officeholder on Govotency's roster; links are never made from a name or seat.