← S.J.Res. 18 The measure behind this decision
Official legislative record
S.J.Res. 18: A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".
On Passage
Apr 9, 2025 · House
Full chamber decisionWhat this measure contains
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau titled Overdraft Lending: Very Large Financial Institutions and published on December 30, 2024. The rule revises provisions regarding charges for insufficient funds in a customer’s bank account (i.e., overdrafts) at very large financial institutions. Under the rule, these institutions must (1) cap overdraft charges at $5; (2) with justification, cap charges at a higher amount; or (3) handle overdrafts as credit and comply with applicable Truth in Lending Act disclosure requirements.
This is the description in the imported bill snapshot. It may describe a later draft than the version considered in this vote. The recorded motion above identifies the decision; the bill description does not establish the exact text voted on.
Read the measure and its historyOfficial text and draft versions
- Enrolled Bill · Official original ↗
- Engrossed in Senate· Mar 27, 2025 · Official original ↗
- Placed on Calendar Senate· Mar 26, 2025 · Official original ↗
- Introduced in Senate· Feb 13, 2025 · Official original ↗
- Public Law· May 10, 2025 · Official original ↗Published after this vote
Document dates help distinguish drafts. A document published before the vote is not proof that this was the version considered.
Source: govinfo-billstatus· Retrieved
Oct 31, 2026Original record ↗
Recorded decision and member tally
On Passage
This record lists 433 members; its source-reported total is 433.
This is a full House roll call. It lists every member serving that day, including those who answered present or did not vote. Vacant seats are not listed.
Final passage: “On Passage”Source outcome: passed.
- Yes
- 217
- No
- 211
- Not voting
- 5
- Present
- 0
This outcome applies to the recorded motion. It does not by itself mean the measure became law. The original description and each member’s recorded vote are preserved below.
Read the source vote record ↗Source: us-house-clerk· Retrieved
Oct 31, 2026Original record ↗
Members listed for this decision
| Member | State | Source party | Recorded vote |
|---|---|---|---|
| Adams | NC | D | Nay |
| Aderholt | AL | R | Yea |
| Aguilar | CA | D | Nay |
| Alford | MO | R | Yea |
| Allen | GA | R | Yea |
| Amo | RI | D | Nay |
| Amodei (NV) | NV | R | Yea |
| Ansari | AZ | D | Nay |
| Arrington | TX | R | Yea |
| Auchincloss | MA | D | Nay |
| Babin | TX | R | Yea |
| Bacon | NE | R | Yea |
| Baird | IN | R | Yea |
| Balderson | OH | R | Yea |
| Balint | VT | D | Nay |
| Barr | KY | R | Yea |
| Barragán | CA | D | Not Voting |
| Barrett | MI | R | Yea |
| Baumgartner | WA | R | Yea |
| Bean (FL) | FL | R | Yea |
| Beatty | OH | D | Nay |
| Begich | AK | R | Yea |
| Bell | MO | D | Nay |
| Bentz | OR | R | Yea |
| Bera | CA | D | Nay |
| Bergman | MI | R | Yea |
| Beyer | VA | D | Nay |
| Bice | OK | R | Yea |
| Biggs (AZ) | AZ | R | Yea |
| Biggs (SC) | SC | R | Yea |
| Bilirakis | FL | R | Yea |
| Bishop | GA | D | Nay |
| Boebert | CO | R | Yea |
| Bonamici | OR | D | Nay |
| Bost | IL | R | Yea |
| Boyle (PA) | PA | D | Nay |
| Brecheen | OK | R | Yea |
| Bresnahan | PA | R | Yea |
| Brown | OH | D | Nay |
| Brownley | CA | D | Nay |
| Buchanan | FL | R | Yea |
| Budzinski | IL | D | Nay |
| Burchett | TN | R | Yea |
| Burlison | MO | R | Yea |
| Bynum | OR | D | Nay |
| Calvert | CA | R | Yea |
| Cammack | FL | R | Yea |
| Carbajal | CA | D | Nay |
| Carey | OH | R | Yea |
| Carson | IN | D | Nay |
| Carter (GA) | GA | R | Yea |
| Carter (LA) | LA | D | Nay |
| Carter (TX) | TX | R | Yea |
| Casar | TX | D | Nay |
| Ed Case | HI | D | Nay |
| Casten | IL | D | Nay |
| Castor (FL) | FL | D | Nay |
| Castro (TX) | TX | D | Nay |
| Cherfilus-McCormick | FL | D | Nay |
| Chu | CA | D | Nay |
| Ciscomani | AZ | R | Yea |
| Cisneros | CA | D | Nay |
| Clark (MA) | MA | D | Nay |
| Clarke (NY) | NY | D | Nay |
| Cleaver | MO | D | Nay |
| Cline | VA | R | Yea |
| Cloud | TX | R | Yea |
| Clyburn | SC | D | Nay |
| Clyde | GA | R | Yea |
| Cohen | TN | D | Nay |
| Cole | OK | R | Yea |
| Collins | GA | R | Yea |
| Comer | KY | R | Yea |
| Conaway | NJ | D | Nay |
| Connolly | VA | D | Nay |
| Correa | CA | D | Nay |
| Costa | CA | D | Nay |
| Courtney | CT | D | Nay |
| Craig | MN | D | Nay |
| Crane | AZ | R | Yea |
| Crank | CO | R | Yea |
| Crawford | AR | R | Yea |
| Crenshaw | TX | R | Yea |
| Crockett | TX | D | Nay |
| Crow | CO | D | Nay |
| Cuellar | TX | D | Nay |
| Davids (KS) | KS | D | Nay |
| Davidson | OH | R | Yea |
| Davis (IL) | IL | D | Nay |
| Davis (NC) | NC | D | Nay |
| De La Cruz | TX | R | Yea |
| Dean (PA) | PA | D | Nay |
| DeGette | CO | D | Nay |
| DeLauro | CT | D | Nay |
| DelBene | WA | D | Nay |
| Deluzio | PA | D | Nay |
| DeSaulnier | CA | D | Nay |
| DesJarlais | TN | R | Yea |
| Dexter | OR | D | Nay |
| Diaz-Balart | FL | R | Yea |
| Dingell | MI | D | Nay |
| Doggett | TX | D | Nay |
| Donalds | FL | R | Yea |
| Downing | MT | R | Yea |
| Dunn (FL) | FL | R | Yea |
| Edwards | NC | R | Yea |
| Elfreth | MD | D | Nay |
| Ellzey | TX | R | Yea |
| Emmer | MN | R | Yea |
| Escobar | TX | D | Nay |
| Espaillat | NY | D | Nay |
| Estes | KS | R | Yea |
| Evans (CO) | CO | R | Yea |
| Evans (PA) | PA | D | Nay |
| Ezell | MS | R | Yea |
| Fallon | TX | R | Yea |
| Fedorchak | ND | R | Yea |
| Feenstra | IA | R | Yea |
| Fields | LA | D | Nay |
| Figures | AL | D | Nay |
| Fine | FL | R | Yea |
| Finstad | MN | R | Yea |
| Fischbach | MN | R | Yea |
| Fitzgerald | WI | R | Yea |
| Fitzpatrick | PA | R | Yea |
| Fleischmann | TN | R | Yea |
| Fletcher | TX | D | Nay |
| Flood | NE | R | Yea |
| Fong | CA | R | Yea |
| Foster | IL | D | Nay |
| Foushee | NC | D | Nay |
| Foxx | NC | R | Yea |
| Frankel, Lois | FL | D | Nay |
| Franklin, Scott | FL | R | Yea |
| Friedman | CA | D | Nay |
| Frost | FL | D | Nay |
| Fry | SC | R | Yea |
| Fulcher | ID | R | Yea |
| Garamendi | CA | D | Nay |
| Garbarino | NY | R | Yea |
| Garcia (CA) | CA | D | Nay |
| García (IL) | IL | D | Nay |
| Garcia (TX) | TX | D | Nay |
| Gill (TX) | TX | R | Yea |
| Gillen | NY | D | Nay |
| Gimenez | FL | R | Yea |
| Golden (ME) | ME | D | Nay |
| Goldman (NY) | NY | D | Nay |
| Goldman (TX) | TX | R | Yea |
| Gomez | CA | D | Nay |
| Gonzales, Tony | TX | R | Yea |
| Gonzalez, V. | TX | D | Nay |
| Gooden | TX | R | Yea |
| Goodlander | NH | D | Nay |
| Gosar | AZ | R | Yea |
| Gottheimer | NJ | D | Not Voting |
| Graves | MO | R | Yea |
| Gray | CA | D | Nay |
| Green (TN) | TN | R | Yea |
| Green, Al (TX) | TX | D | Nay |
| Greene (GA) | GA | R | Yea |
| Griffith | VA | R | Yea |
| Grothman | WI | R | Yea |
| Guest | MS | R | Yea |
| Guthrie | KY | R | Yea |
| Hageman | WY | R | Yea |
| Hamadeh (AZ) | AZ | R | Yea |
| Harder (CA) | CA | D | Nay |
| Haridopolos | FL | R | Yea |
| Harrigan | NC | R | Yea |
| Harris (MD) | MD | R | Yea |
| Harris (NC) | NC | R | Yea |
| Harshbarger | TN | R | Yea |
| Hayes | CT | D | Nay |
| Hern (OK) | OK | R | Yea |
| Higgins (LA) | LA | R | Yea |
| Hill (AR) | AR | R | Yea |
| Himes | CT | D | Nay |
| Hinson | IA | R | Yea |
| Horsford | NV | D | Nay |
| Houchin | IN | R | Yea |
| Houlahan | PA | D | Nay |
| Hoyer | MD | D | Nay |
| Hoyle (OR) | OR | D | Nay |
| Hudson | NC | R | Yea |
| Huffman | CA | D | Nay |
| Huizenga | MI | R | Yea |
| Hunt | TX | R | Yea |
| Hurd (CO) | CO | R | Yea |
| Issa | CA | R | Yea |
| Ivey | MD | D | Nay |
| Jack | GA | R | Yea |
| Jackson (IL) | IL | D | Nay |
| Jackson (TX) | TX | R | Yea |
| Jacobs | CA | D | Nay |
| James | MI | R | Yea |
| Jayapal | WA | D | Nay |
| Jeffries | NY | D | Nay |
| Johnson (GA) | GA | D | Nay |
| Johnson (LA) | LA | R | Yea |
| Johnson (SD) | SD | R | Yea |
| Johnson (TX) | TX | D | Nay |
| Jordan | OH | R | Yea |
| Joyce (OH) | OH | R | Yea |
| Joyce (PA) | PA | R | Yea |
| Kamlager-Dove | CA | D | Nay |
| Kaptur | OH | D | Nay |
| Kean | NJ | R | Yea |
| Keating | MA | D | Nay |
| Kelly (IL) | IL | D | Nay |
| Kelly (MS) | MS | R | Yea |
| Kelly (PA) | PA | R | Yea |
| Kennedy (NY) | NY | D | Nay |
| Kennedy (UT) | UT | R | Yea |
| Khanna | CA | D | Nay |
| Kiggans (VA) | VA | R | Yea |
| Kiley (CA) | CA | R | Yea |
| Kim | CA | R | Yea |
| Knott | NC | R | Yea |
| Krishnamoorthi | IL | D | Nay |
| Kustoff | TN | R | Yea |
| LaHood | IL | R | Yea |
| LaLota | NY | R | Yea |
| LaMalfa | CA | R | Yea |
| Landsman | OH | D | Nay |
| Langworthy | NY | R | Yea |
| Larsen (WA) | WA | D | Nay |
| Larson (CT) | CT | D | Nay |
| Latimer | NY | D | Nay |
| Latta | OH | R | Yea |
| Lawler | NY | R | Yea |
| Lee (FL) | FL | R | Yea |
| Lee (NV) | NV | D | Nay |
| Lee (PA) | PA | D | Nay |
| Leger Fernandez | NM | D | Nay |
| Letlow | LA | R | Yea |
| Levin | CA | D | Nay |
| Liccardo | CA | D | Nay |
| Lieu | CA | D | Nay |
| Lofgren | CA | D | Nay |
| Loudermilk | GA | R | Yea |
| Lucas | OK | R | Yea |
| Luna | FL | R | Yea |
| Luttrell | TX | R | Yea |
| Lynch | MA | D | Nay |
| Mace | SC | R | Yea |
| Mackenzie | PA | R | Nay |
| Magaziner | RI | D | Nay |
| Malliotakis | NY | R | Yea |
| Maloy | UT | R | Yea |
| Mann | KS | R | Yea |
| Mannion | NY | D | Nay |
| Massie | KY | R | Yea |
| Mast | FL | R | Yea |
| Matsui | CA | D | Nay |
| McBath | GA | D | Nay |
| McBride | DE | D | Nay |
| McCaul | TX | R | Yea |
| McClain | MI | R | Yea |
| McClain Delaney | MD | D | Nay |
| McClellan | VA | D | Nay |
| McClintock | CA | R | Yea |
| McCollum | MN | D | Nay |
| McCormick | GA | R | Yea |
| McDonald Rivet | MI | D | Nay |
| McDowell | NC | R | Yea |
| McGarvey | KY | D | Nay |
| McGovern | MA | D | Nay |
| McGuire | VA | R | Yea |
| McIver | NJ | D | Nay |
| Meeks | NY | D | Nay |
| Menendez | NJ | D | Nay |
| Meng | NY | D | Nay |
| Messmer | IN | R | Yea |
| Meuser | PA | R | Yea |
| Mfume | MD | D | Nay |
| Miller (IL) | IL | R | Yea |
| Miller (OH) | OH | R | Yea |
| Miller (WV) | WV | R | Yea |
| Miller-Meeks | IA | R | Yea |
| Mills | FL | R | Yea |
| Min | CA | D | Nay |
| Moolenaar | MI | R | Yea |
| Moore (AL) | AL | R | Yea |
| Moore (NC) | NC | R | Yea |
| Moore (UT) | UT | R | Yea |
| Moore (WI) | WI | D | Nay |
| Moore (WV) | WV | R | Yea |
| Moran | TX | R | Yea |
| Morelle | NY | D | Nay |
| Morrison | MN | D | Nay |
| Moskowitz | FL | D | Nay |
| Moulton | MA | D | Nay |
| Mrvan | IN | D | Nay |
| Mullin | CA | D | Nay |
| Murphy | NC | R | Yea |
| Nadler | NY | D | Nay |
| Neal | MA | D | Nay |
| Neguse | CO | D | Nay |
| Nehls | TX | R | Yea |
| Newhouse | WA | R | Yea |
| Norcross | NJ | D | Not Voting |
| Norman | SC | R | Yea |
| Nunn (IA) | IA | R | Yea |
| Obernolte | CA | R | Yea |
| Ocasio-Cortez | NY | D | Nay |
| Ogles | TN | R | Yea |
| Olszewski | MD | D | Nay |
| Omar | MN | D | Nay |
| Onder | MO | R | Yea |
| Owens | UT | R | Yea |
| Pallone | NJ | D | Nay |
| Palmer | AL | R | Not Voting |
| Panetta | CA | D | Nay |
| Pappas | NH | D | Nay |
| Patronis | FL | R | Yea |
| Pelosi | CA | D | Nay |
| Perez | WA | D | Nay |
| Perry | PA | R | Yea |
| Peters | CA | D | Nay |
| Pettersen | CO | D | Nay |
| Pfluger | TX | R | Yea |
| Pingree | ME | D | Nay |
| Pocan | WI | D | Nay |
| Pou | NJ | D | Nay |
| Pressley | MA | D | Nay |
| Quigley | IL | D | Nay |
| Ramirez | IL | D | Nay |
| Randall | WA | D | Nay |
| Raskin | MD | D | Nay |
| Reschenthaler | PA | R | Yea |
| Riley (NY) | NY | D | Nay |
| Rivas | CA | D | Nay |
| Rogers (AL) | AL | R | Yea |
| Rogers (KY) | KY | R | Yea |
| Rose | TN | R | Yea |
| Ross | NC | D | Nay |
| Rouzer | NC | R | Yea |
| Roy | TX | R | Yea |
| Ruiz | CA | D | Nay |
| Rulli | OH | R | Yea |
| Rutherford | FL | R | Yea |
| Ryan | NY | D | Nay |
| Salazar | FL | R | Yea |
| Salinas | OR | D | Nay |
| Sánchez | CA | D | Nay |
| Scalise | LA | R | Yea |
| Scanlon | PA | D | Nay |
| Schakowsky | IL | D | Nay |
| Schmidt | KS | R | Yea |
| Schneider | IL | D | Nay |
| Scholten | MI | D | Nay |
| Schrier | WA | D | Nay |
| Schweikert | AZ | R | Yea |
| Scott (VA) | VA | D | Nay |
| Scott, Austin | GA | R | Yea |
| Scott, David | GA | D | Nay |
| Self | TX | R | Yea |
| Sessions | TX | R | Yea |
| Sewell | AL | D | Nay |
| Sherman | CA | D | Nay |
| Sherrill | NJ | D | Nay |
| Shreve | IN | R | Yea |
| Simon | CA | D | Nay |
| Simpson | ID | R | Yea |
| Smith (MO) | MO | R | Yea |
| Smith (NE) | NE | R | Yea |
| Smith (NJ) | NJ | R | Yea |
| Smith (WA) | WA | D | Nay |
| Smucker | PA | R | Yea |
| Sorensen | IL | D | Nay |
| Soto | FL | D | Nay |
| Spartz | IN | R | Yea |
| Stansbury | NM | D | Nay |
| Stanton | AZ | D | Nay |
| Stauber | MN | R | Yea |
| Stefanik | NY | R | Yea |
| Steil | WI | R | Yea |
| Steube | FL | R | Yea |
| Stevens | MI | D | Nay |
| Strickland | WA | D | Nay |
| Strong | AL | R | Yea |
| Stutzman | IN | R | Yea |
| Subramanyam | VA | D | Nay |
| Suozzi | NY | D | Nay |
| Swalwell | CA | D | Nay |
| Sykes | OH | D | Nay |
| Takano | CA | D | Nay |
| Taylor | OH | R | Yea |
| Tenney | NY | R | Yea |
| Thanedar | MI | D | Nay |
| Thompson (CA) | CA | D | Nay |
| Thompson (MS) | MS | D | Nay |
| Thompson (PA) | PA | R | Yea |
| Tiffany | WI | R | Yea |
| Timmons | SC | R | Yea |
| Titus | NV | D | Nay |
| Tlaib | MI | D | Nay |
| Jill N. Tokuda | HI | D | Nay |
| Tonko | NY | D | Nay |
| Torres (CA) | CA | D | Nay |
| Torres (NY) | NY | D | Nay |
| Trahan | MA | D | Nay |
| Tran | CA | D | Nay |
| Turner (OH) | OH | R | Yea |
| Underwood | IL | D | Nay |
| Valadao | CA | R | Yea |
| Van Drew | NJ | R | Yea |
| Van Duyne | TX | R | Yea |
| Van Orden | WI | R | Yea |
| Vargas | CA | D | Nay |
| Vasquez | NM | D | Nay |
| Veasey | TX | D | Nay |
| Velázquez | NY | D | Nay |
| Vindman | VA | D | Nay |
| Wagner | MO | R | Yea |
| Walberg | MI | R | Yea |
| Wasserman Schultz | FL | D | Nay |
| Waters | CA | D | Nay |
| Watson Coleman | NJ | D | Nay |
| Weber (TX) | TX | R | Yea |
| Webster (FL) | FL | R | Yea |
| Westerman | AR | R | Yea |
| Whitesides | CA | D | Nay |
| Wied | WI | R | Yea |
| Williams (GA) | GA | D | Nay |
| Williams (TX) | TX | R | Not Voting |
| Wilson (FL) | FL | D | Nay |
| Wilson (SC) | SC | R | Yea |
| Wittman | VA | R | Yea |
| Womack | AR | R | Yea |
| Yakym | IN | R | Yea |
| Zinke | MT | R | Yea |
Names are printed as the chamber records them. A profile link appears when the member's Bioguide ID in the roll call matches an officeholder on Govotency's roster; links are never made from a name or seat.