Tribal Trust Land Homeownership Act of 2025

What this measure contains

Tribal Trust Land Homeownership Act of 2025 This act sets forth requirements for the processing of a proposed residential leasehold mortgage, business leasehold mortgage, land mortgage, or right-of-way document by the Bureau of Indian Affairs (BIA). The BIA must notify lenders upon receipt of such documentation, perform a preliminary review of such documents not later than 10 days after receipt, and approve or disapprove of such documents within 20 or 30 days, depending on the type of application. Additionally, the act sets forth requirements for the BIA regarding (1) response times for the completion of certified title status reports, (2) notification of delays in processing, and (3) the form of notices and delivery of certain reports. The act also provides relevant federal agencies and Indian tribes with read-only access to the Trust Asset and Accounting Management System maintained by the BIA. The Government Accountability Office must report on digitizing documents for the purpose of streamlining and expediting the completion of mortgage packages for residential mortgages on Indian land. Finally, the act establishes within the BIA's Division of Real Estate Services the position of Realty Ombudsman.

The latest Congressional Research Service summary in the bill's GovInfo status record, or its official title when no summary has been published. Amendments can change the wording; read a specific version for its complete provisions.

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Bill text and versions

Drafts can change as a measure moves through Congress. Check the version attached to a recorded vote.

• Enrolled Bill · Official document ↗
• Engrossed in Senate · Official document ↗· Dec 11, 2025
• Reported to Senate · Official document ↗· Sep 3, 2025
• Introduced in Senate · Official document ↗· Feb 25, 2025
• Public Law · Official document ↗· May 5, 2026

Legislative path

Each stage below is a House or Senate floor decision: every recorded roll call on this measure, plus passage by voice vote or unanimous consent, which records no individual votes. Each stage shows the latest version published before that day; the chamber may have voted on an amended text. Roll calls name every member. A member's row follows their votes, and a highlighted vote marks where they voted for advancing the measure at one stage and against it at another (passage, cloture, motions to proceed, agreeing to the other chamber's version). Amendments and motions such as recommit or table don't count as a change, because an aye there isn't a vote for the measure.

1. Introduced in Senate
2. Reported to Senate
3. Engrossed in Senateby Senate passage (unanimous consent)
4. Enrolled Bill
5. Public Law

Companion measure: H.R. 2130. A companion follows its own path; its votes are not combined with this one.

Decision stages

1. Dec 11, 2025 · Senate

   Senate passage (unanimous consent) on Reported to Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691), reported as Engrossed in Senate

   No recorded vote

2. Mar 4, 2026 · House

   House suspend rules and pass on Engrossed in Senate: Passed

   384 aye · 40 no · 8 not voting · Source roll call

House members along the path

Aye yea or aye · No nay or no · Present · NV not voting · Changed reversed on advancing the measure

Members are identified by the Bioguide ID in each roll call, not by name. Not voting is not a no vote; a blank cell means the member wasn't listed for that roll call.Congress.gov actions ↗

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Legislative history

1. Feb 25, 2025

   Introduced in Senate

2. Feb 25, 2025

   Read twice and referred to the Committee on Indian Affairs. (text: CR S1350-1352)

3. Mar 5, 2025

   Committee on Indian Affairs. Ordered to be reported without amendment favorably.

4. Sep 3, 2025

   Committee on Indian Affairs. Reported by Senator Murkowski without amendment. With written report No. 119-60.

5. Sep 3, 2025

   Placed on Senate Legislative Calendar under General Orders. Calendar No. 148.

6. Sep 29, 2025

   Star Print ordered on 119-60.

7. Dec 11, 2025

   Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.

8. Dec 11, 2025

   Passed Senate without amendment by Unanimous Consent. (consideration: CR S8689-8691; text: CR S8689-8691)

9. Dec 15, 2025

   Message on Senate action sent to the House.

10. Dec 15, 2025

    Received in the House.

11. Dec 15, 2025

    Held at the desk.

12. Mar 3, 2026

    Mr. Westerman moved to suspend the rules and pass the bill.

13. Mar 3, 2026

    Considered under suspension of the rules. (consideration: CR H2359-2362; text: CR H2359-2361)

14. Mar 3, 2026

    DEBATE - The House proceeded with forty minutes of debate on S. 723.

15. Mar 3, 2026

    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

16. Mar 4, 2026

    Considered as unfinished business. (consideration: CR H2390)

17. Mar 4, 2026

    Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).

18. Mar 4, 2026

    On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 384 - 40 (Roll no. 81).

19. Mar 4, 2026

    Motion to reconsider laid on the table Agreed to without objection.

20. Apr 27, 2026

    Presented to President.

21. May 4, 2026

    Signed by President.

22. May 4, 2026

    Became Public Law No: 119-88.

Bill sponsors