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SB804HIEngrossed 2026 Regular Session

Relating To Insurance For Hawaii Condominium Properties.

Last status update Mar 4, 2025

What this measure contains

Requires property insurers to offer discounts on a condominium association's annual insurance premium if the association adopts specific risk mitigation upgrades or develops comprehensive disaster response plans. Requires property insurers of condominiums to base premium increases on actuarial justifications that reflect actual risk reduction resulting from upgraded fire safety improvements installed in conjunction with a building fire and life safety evaluation. Requires property insurers of condominiums to justify premium increases above ten per cent. Requires property insurers of condominiums to publicly report premium increases each year. Effective 7/1/2050. (SD2)

Source summary of the imported measure. Amendments can change the wording; read a specific version for its complete provisions.

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Read the full bill at its source ↗
Source: legiscan· Loaded Oct 30, 2026· Snapshot export date not suppliedOriginal record ↗

Bill text and versions

Drafts can change as a measure moves through the Legislature. Check the version attached to a recorded vote.

Related measures

  • HB590— Same As
  • SB804— Carry Over

Related measures may contain different language or follow different histories.

How this measure moved

Legislative path

Each stage below is a recorded decision from the official measure history, attached to the draft it considered. A member's row follows their votes from the first draft to the latest, and a highlighted vote marks where it changed. Committee and conference votes list every member by name. Floor votes list only exceptions; members serving that day who aren't named are shown as ayes in a dashed outline.

  1. Introduced
  2. SD1by CPN
  3. SD2by JDC

Companion measures: HB590, SB804. A companion follows its own path; its votes are not combined with this one.

Decision stages

  1. Commerce and Consumer Protection (CPN) on the introduced draft: Passed, with amendments, reported as SD1

    4 aye · 1 aye with reservations · 0 no · 0 excused · Source roll call

  2. Ways and Means (WAM) on SD1: Passed, with amendments, reported as SD2

    13 aye · 0 no · 0 excused · Source roll call

  3. Judiciary (JDC) on SD1: Passed, with amendments, reported as SD2

    4 aye · 0 no · 1 excused · Source roll call

  4. Senate third reading on SD2: Passed

    25 aye · 0 no · 0 excused

Senate members along the path

Senate members' votes at each stage of SB804
MemberCPN
Introduced		WAM
SD1		JDC
SD1		Third reading
SD2		Change along the path
Henry AquinoSD-019AyeAye
Brenton AwaSD-023AyeAyeAye
Stanley ChangSD-009AyeAye
Lynn DecoiteSD-007AyeAye
Donovan CruzSD-017AyeAye
Brandon ElefanteSD-016AyeAye
Kurt FevellaSD-020AyeAye
Carol FukunagaSD-011Aye*AyeDropped reservations at Senate third reading (SD2)
Mike GabbardSD-021ExcusedAye
Troy HashimotoSD-005AyeAye
Lorraine InouyeSD-001AyeAye
Dru KanuhaSD-003AyeAye
Jarrett KeohokaloleSD-024AyeAye
Michelle KidaniSD-018AyeAye
Donna KimSD-014AyeAye
Chris LeeSD-025AyeAye
Angus McKelveySD-006AyeAye
Sharon MoriwakiSD-012AyeAye
Karl RhoadsSD-013AyeAye
Tim RichardsSD-004AyeAye
Joy San BuenaventuraSD-002AyeAye
Glenn WakaiSD-015AyeAye
3 more Senate members only counted as floor ayes
MemberCPN
Introduced		WAM
SD1		JDC
SD1		Third reading
SD2		Change along the path
Samantha DeCorteSD-022Aye
Les IharaSD-010Aye
Ronald KouchiSD-008Aye

Aye named · Aye* with reservations · Aye floor vote, not named as an exception · No · Excused · Changed reversed from the previous vote

Names are matched to legislators only when exactly one person fits; every printed name on this measure was matched. A missing vote means no record was found for that member at that stage, not a no vote. Committee codes follow the Legislature's abbreviations.Official measure history ↗

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Legislative history

  1. Introduced.

  2. Passed First Reading.

  3. Referred to CPN, WAM/JDC.

  4. The committee(s) on CPN has scheduled a public hearing on 02-05-25 10:00AM; Conference Room 229 & Videoconference.

  5. The committee(s) on CPN deferred the measure until 02-07-25 9:46AM; Conference Room 229.

  6. The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 5 Aye(s): Senator(s) Keohokalole, McKelvey, Richards, Awa; Aye(s) with reservations: Senator(s) Fukunaga ; 0 No(es): none; and 0 Excused: none.

  7. Reported from CPN (Stand. Com. Rep. No. 492) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM/JDC.

  8. Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM/JDC.

  9. The committee(s) on WAM/JDC will hold a public decision making on 02-19-25 10:16AM; Conference Room 211 & Videoconference.

  10. The committee(s) on WAM recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in WAM were as follows: 13 Aye(s): Senator(s) Dela Cruz, Moriwaki, Aquino, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  11. The committee(s) on JDC recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in JDC were as follows: 4 Aye(s): Senator(s) Rhoads, Chang, San Buenaventura, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Gabbard.

  12. Reported from WAM/JDC (Stand. Com. Rep. No. 884) with recommendation of passage on Third Reading, as amended (SD 2).

  13. 48 Hrs. Notice 03-04-25.

  14. Report adopted; Passed Third Reading, as amended (SD 2). Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

  15. Received from Senate (Sen. Com. No. 200) in amended form (SD 2).

  16. Pass First Reading

  17. Referred to CPC, JHA, FIN, referral sheet 19

  18. Carried over to 2026 Regular Session.

Bill sponsors