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SB2961HIEngrossed 2026 Regular Session

Relating To Insurance.

Last status update Mar 6, 2026

What this measure contains

Requires homeowners insurance policies to permit an insured who sustains a total loss from a peril for which a state of emergency was declared to (1) apply additional living expenses benefits toward the lease of a housing unit to serve as the insured's temporary primary residence; (2) pay an advance of at least four months of additional living expenses benefits; and (3) provide additional living expenses benefits for a minimum of twenty-four months, subject to policy limits. Provides for extensions of additional living expenses benefits under certain conditions. Effective 7/1/2050. (HD1)

Source summary of the imported measure. Amendments can change the wording; read a specific version for its complete provisions.

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Source: legiscan· Loaded Oct 30, 2026· Snapshot export date not suppliedOriginal record ↗

Bill text and versions

Drafts can change as a measure moves through the Legislature. Check the version attached to a recorded vote.

How this measure moved

Legislative path

Each stage below is a recorded decision from the official measure history, attached to the draft it considered. A member's row follows their votes from the first draft to the latest, and a highlighted vote marks where it changed. Committee and conference votes list every member by name. Floor votes list only exceptions; members serving that day who aren't named are shown as ayes in a dashed outline.

  1. Introduced
  2. SD1by CPN
  3. HD1by CPC

Decision stages

  1. Commerce and Consumer Protection (CPN) on the introduced draft: Passed, with amendments, reported as SD1

    4 aye · 0 no · 1 excused · Source roll call

  2. Ways and Means (WAM) on SD1: Passed, unamended

    12 aye · 0 no · 1 excused · Source roll call

  3. Senate third reading on SD1: Passed

    24 aye · 0 no · 1 excused

  4. House CPC committee on SD1: Passed, with amendments, reported as HD1

    11 aye · 0 no · 0 excused

  5. House second reading on HD1: Passed

    46 aye · 0 no · 4 excused

  6. House FIN committee on HD1: Passed, unamended

    16 aye · 0 no · 0 excused

  7. House third reading on HD1: Passed

    51 aye · 0 no · 0 excused

Senate members along the path

Senate members' votes at each stage of SB2961
MemberCPN
Introduced		WAM
SD1		Third reading
SD1		Change along the path
Brenton AwaSD-023AyeAye
Lynn DecoiteSD-007AyeAye
Donovan CruzSD-017AyeAye
Brandon ElefanteSD-016AyeAye
Kurt FevellaSD-020ExcusedAye
Carol FukunagaSD-011AyeAye
Troy HashimotoSD-005AyeAye
Les IharaSD-010Excused
Lorraine InouyeSD-001AyeAye
Dru KanuhaSD-003AyeAye
Jarrett KeohokaloleSD-024AyeAye
Michelle KidaniSD-018AyeAye
Donna KimSD-014AyeAye
Rachele Fernandez LamosaoSD-019ExcusedAye
Chris LeeSD-025AyeAye
Angus McKelveySD-006AyeAye
Sharon MoriwakiSD-012AyeAye
Tim RichardsSD-004AyeAye
Glenn WakaiSD-015AyeAye
6 more Senate members only counted as floor ayes
MemberCPN
Introduced		WAM
SD1		Third reading
SD1		Change along the path
Stanley ChangSD-009Aye
Samantha DeCorteSD-022Aye
Mike GabbardSD-021Aye
Ronald KouchiSD-008Aye
Karl RhoadsSD-013Aye
Joy San BuenaventuraSD-002Aye

House members along the path

House members' votes at each stage of SB2961
MemberCPC
SD1		Second reading
HD1		FIN
HD1		Third reading
HD1		Change along the path
David AlcosHD-041AyeAyeAye
Cory ChunHD-035AyeAyeAye
Elle CochranHD-014ExcusedAye
Joe GedeonHD-018AyeAyeAye
Tina GrandinettiHD-020AyeAyeAye
Daisy HartsfieldHD-036AyeAyeAye
Ikaika HusseyHD-029AyeAyeAye
Linda IchiyamaHD-031AyeAyeAye
Greggor IlaganHD-004AyeAyeAye
Kim IwamotoHD-025AyeAyeAye
Sue Keohokapu-Lee LoyHD-002AyeAyeAye
Lisa KitagawaHD-048AyeAyeAye
Sam KongHD-033AyeAyeAye
Matthias KuschHD-001AyeAyeAye
Mike LeeHD-050AyeAyeAye
Nicole LowenHD-007AyeExcusedAye
Lisa MartenHD-051AyeAyeAye
Scot MatayoshiHD-049AyeAyeAye
Tyson MiyakeHD-010AyeAyeAye
Daynette MorikawaHD-017AyeAyeAye
Amy PerrusoHD-046ExcusedAyeAye
Elijah PierickHD-039AyeAyeAye
Sean QuinlanHD-047ExcusedAye
Julie Reyes OdaHD-040AyeAyeAye
Jenna TakenouchiHD-027AyeAyeAye
Adrian TamHD-024AyeAyeAye
Shirley Ann TemploHD-030AyeAyeAye
Chris ToddHD-003AyeAyeAye
Kyle YamashitaHD-012AyeAyeAye
22 more House members only counted as floor ayes
MemberCPC
SD1		Second reading
HD1		FIN
HD1		Third reading
HD1		Change along the path
Terez AmatoHD-011AyeAye
Della au BelattiHD-026AyeAye
Luke EvslinHD-016AyeAye
Diamond GarciaHD-042AyeAye
Andrew GarrettHD-022AyeAye
Mark HashemHD-019AyeAye
Kirstin KahaloaHD-006AyeAye
Jeanne KapelaHD-005AyeAye
Darius KilaHD-044AyeAye
Trish La ChicaHD-037AyeAye
Lauren MatsumotoHD-038AyeAye
Chris MuraokaHD-045AyeAye
Nadine NakamuraHD-015AyeAye
Ikaika OldsHD-023AyeAye
Mahina PoepoeHD-013AyeAye
Michael RatcliffeHD-028Aye
Jackson SayamaHD-021AyeAye
Garner ShimizuHD-032AyeAye
Kanani SouzaHD-043AyeAye
Gregg TakayamaHD-034AyeAye
David TarnasHD-008AyeAye
Justin WoodsonHD-009AyeAye

Aye named · Aye* with reservations · Aye floor vote, not named as an exception · No · Excused · Changed reversed from the previous vote

Names are matched to legislators only when exactly one person fits; every printed name on this measure was matched. A missing vote means no record was found for that member at that stage, not a no vote. Committee codes follow the Legislature's abbreviations.Official measure history ↗

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Legislative history

  1. Introduced.

  2. Passed First Reading.

  3. Referred to CPN, WAM.

  4. The committee(s) on CPN has scheduled a public hearing on 02-11-26 9:30AM; CR 229 & Videoconference.

  5. The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lamosao.

  6. Reported from CPN (Stand. Com. Rep. No. 2393) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.

  7. Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.

  8. The committee(s) on WAM will hold a public decision making on 02-25-26 10:56AM; Conference Room 211 & Videoconference.

  9. The committee(s) on WAM deferred the measure until 03-03-26 10:15AM; Conference Room 211 & Videoconference.

  10. The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 12 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Richards, Wakai; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.

  11. Reported from WAM (Stand. Com. Rep. No. 2747) with recommendation of passage on Third Reading.

  12. One Day Notice 03-06-26.

  13. Report Adopted; Passed Third Reading. Ayes, 24; Aye(s) with reservations: none. Noes, 0 (none). Excused, 1 (Senator(s) Ihara). Transmitted to House.

  14. Received from Senate (Sen. Com. No. 92) in amended form (SD 1).

  15. Pass First Reading

  16. Referred to CPC, FIN, referral sheet 16

  17. Bill scheduled to be heard by CPC on Wednesday, 03-25-26 2:00PM in House conference room 329 VIA VIDEOCONFERENCE.

  18. The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 11 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Ichiyama, Iwamoto, Kong, Lowen, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and Excused: none.

  19. Reported from CPC (Stand. Com. Rep. No. 1536-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN.

  20. Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and Representative(s) Cochran, Lowen, Perruso, Quinlan excused (4).

  21. Bill scheduled to be heard by FIN on Tuesday, 04-07-26 2:00PM in House conference room 308 VIA VIDEOCONFERENCE.

  22. The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 16 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lee, M., Miyake, Morikawa, Perruso, Templo, Yamashita, Alcos, Gedeon, Reyes Oda; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.

  23. Reported from FIN (Stand. Com. Rep. No. 2088-26), recommending passage on Third Reading.

  24. Passed Third Reading with none voting aye with reservations; none voting no (0) and none excused (0). Transmitted to Senate.

  25. Received from House (Hse. Com. No. 719).

  26. Senate disagrees with House amendments.

  27. Received notice of disagreement (Sen. Com. No. 710).

  28. House Conferees Appointed: Matayoshi, Yamashita Co-Chairs; Pierick.

  29. Received notice of appointment of House conferees (Hse. Com. No. 787).

  30. Senate Conferees Appointed: Keohokalole Chair; Wakai Co-Chair; Awa.

  31. Received notice of Senate conferees (Sen. Com. No. 740).

  32. Bill scheduled for Conference Committee Meeting on Monday, 04-27-26 2:30PM in conference room 224.

  33. Conference committee meeting to reconvene on 04-28-26 2:30PM; Conference Room 224.

  34. Conference committee meeting to reconvene on 04-29-26 2:30PM; CR 224.

  35. Conference committee meeting to reconvene on 04-30-26 2:30PM; Conference Room 224.

  36. Conference committee meeting to reconvene on 05-01-26 2:30PM; Conference Room 224.

  37. Conference committee meeting to reconvene on 05-01-26 5:30 PM; Conference Room 224.

Bill sponsors