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SB2431HIEngrossed 2026 Regular Session

Relating To Health Savings Accounts.

Last status update Mar 10, 2026

What this measure contains

For taxable years beginning 1/1/2026, establishes a tiered nonrefundable tax credit for qualified taxpayer insurers that offer one or more federally qualified health savings account-eligible high deductible health plans in the State, under certain conditions, and increasing the tax credit to incentivize more plans being written for residents in rural medically underserved areas of the State. Requires qualified taxpayer insurers to match up to a certain amount of a policyholder's first-time contribution into a health savings account. Sunsets 12/31/2030. Effective 7/1/2050. (SD1)

Source summary of the imported measure. Amendments can change the wording; read a specific version for its complete provisions.

Read the latest imported text

Read the full bill at its source ↗
Source: legiscan· Loaded Oct 30, 2026· Snapshot export date not suppliedOriginal record ↗

Bill text and versions

Drafts can change as a measure moves through the Legislature. Check the version attached to a recorded vote.

Related measures

  • HB1547— Same As

Related measures may contain different language or follow different histories.

How this measure moved

Legislative path

Each stage below is a recorded decision from the official measure history, attached to the draft it considered. A member's row follows their votes from the first draft to the latest, and a highlighted vote marks where it changed. Committee and conference votes list every member by name. Floor votes list only exceptions; members serving that day who aren't named are shown as ayes in a dashed outline.

  1. Introduced
  2. SD1by CPN

Companion measure: HB1547. A companion follows its own path; its votes are not combined with this one.

Decision stages

  1. Commerce and Consumer Protection (CPN) on the introduced draft: Passed, with amendments, reported as SD1

    4 aye · 0 no · 1 excused · Source roll call

  2. Ways and Means (WAM) on SD1: Passed, unamended

    13 aye · 0 no · 0 excused · Source roll call

  3. Senate third reading on SD1: Passed

    25 aye · 0 no · 0 excused

Senate members along the path

Senate members' votes at each stage of SB2431
MemberCPN
Introduced		WAM
SD1		Third reading
SD1		Change along the path
Brenton AwaSD-023AyeAye
Lynn DecoiteSD-007AyeAye
Donovan CruzSD-017AyeAye
Brandon ElefanteSD-016AyeAye
Kurt FevellaSD-020AyeAye
Carol FukunagaSD-011AyeAye
Troy HashimotoSD-005AyeAye
Lorraine InouyeSD-001AyeAye
Dru KanuhaSD-003AyeAye
Jarrett KeohokaloleSD-024AyeAye
Michelle KidaniSD-018AyeAye
Donna KimSD-014AyeAye
Rachele Fernandez LamosaoSD-019ExcusedAye
Chris LeeSD-025AyeAye
Angus McKelveySD-006AyeAye
Sharon MoriwakiSD-012AyeAye
Tim RichardsSD-004AyeAye
Glenn WakaiSD-015AyeAye
7 more Senate members only counted as floor ayes
MemberCPN
Introduced		WAM
SD1		Third reading
SD1		Change along the path
Stanley ChangSD-009Aye
Samantha DeCorteSD-022Aye
Mike GabbardSD-021Aye
Les IharaSD-010Aye
Ronald KouchiSD-008Aye
Karl RhoadsSD-013Aye
Joy San BuenaventuraSD-002Aye

Aye named · Aye* with reservations · Aye floor vote, not named as an exception · No · Excused · Changed reversed from the previous vote

Names are matched to legislators only when exactly one person fits; every printed name on this measure was matched. A missing vote means no record was found for that member at that stage, not a no vote. Committee codes follow the Legislature's abbreviations.Official measure history ↗

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Legislative history

  1. Introduced.

  2. Passed First Reading.

  3. Referred to CPN, WAM.

  4. The committee(s) on CPN has scheduled a public hearing on 02-11-26 9:30AM; CR 229 & Videoconference.

  5. The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, McKelvey, Awa; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lamosao.

  6. Reported from CPN (Stand. Com. Rep. No. 2549) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.

  7. Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.

  8. The committee(s) on WAM will hold a public decision making on 03-05-26 10:15AM; Conference Room 211 & Videoconference.

  9. The committee(s) on WAM has rescheduled its decision making to 03-05-26 12:04PM; CR 211 & Videoconference.

  10. The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 13 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Lee, C., Richards, Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  11. Reported from WAM (Stand. Com. Rep. No. 2967) with recommendation of passage on Third Reading.

  12. One Day Notice 03-10-26.

  13. Report adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

  14. Received from Senate (Sen. Com. No. 239) in amended form (SD 1).

  15. Pass First Reading

  16. Referred to HLT, CPC, FIN, referral sheet 17

  17. Bill scheduled to be heard by HLT on Wednesday, 03-18-26 9:00AM in House conference room 329 VIA VIDEOCONFERENCE.

  18. The committee(s) on HLT recommend(s) that the measure be deferred.

Bill sponsors