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SB2043HIPassed 2026 Regular Session

Relating To Insurance.

Last status update Jul 14, 2026

What this measure contains

Until 12/31/2031, specifies that captive insurance companies that are not risk retention captive insurance companies are subject to examination no later than five years after licensure and any additional examination at the discretion of the Insurance Commissioner. On or after 1/1/2032, subjects captive insurance companies that are not risk retention captive insurance companies to examination at least once every five years. Requires the Insurance Commissioner to submit a report to the Legislature before the Regular Session of 2031. Effective 7/1/2026. (CD1)

Source summary of the imported measure. Amendments can change the wording; read a specific version for its complete provisions.

Read the latest imported text

Read the full bill at its source ↗
Source: legiscan· Loaded Oct 30, 2026· Snapshot export date not suppliedOriginal record ↗

Bill text and versions

Drafts can change as a measure moves through the Legislature. Check the version attached to a recorded vote.

How this measure moved

Legislative path

Each stage below is a recorded decision from the official measure history, attached to the draft it considered. A member's row follows their votes from the first draft to the latest, and a highlighted vote marks where it changed. Committee and conference votes list every member by name. Floor votes list only exceptions; members serving that day who aren't named are shown as ayes in a dashed outline.

  1. Introduced
  2. SD1by CPN
  3. HD1by CPC
  4. CD1by Conference

Decision stages

  1. Commerce and Consumer Protection (CPN) on the introduced draft: Passed, with amendments, reported as SD1

    3 aye · 1 aye with reservations · 0 no · 1 excused · Source roll call

  2. Senate third reading on SD1: Passed

    23 aye · 2 aye with reservations · 0 no · 0 excused

  3. House CPC committee on SD1: Passed, with amendments, reported as HD1

    9 aye · 0 no · 2 excused

  4. House second reading on HD1: Passed

    47 aye · 0 no · 3 excused

  5. House third reading on HD1: Passed

    49 aye · 0 no · 1 excused

  6. Senate conference managers on HD1: Passed, with amendments, reported as CD1

    2 aye · 0 no · 1 excused · Source roll call

  7. House conference managers on HD1: Passed, with amendments, reported as CD1

    3 aye · 0 no · 0 excused · Source roll call

  8. Senate final reading on CD1: Passed

    25 aye · 0 no · 0 excused

  9. House final reading on CD1: Passed

    51 aye · 0 no · 0 excused

Senate members along the path

Senate members' votes at each stage of SB2043
MemberCPN
Introduced		Third reading
SD1		Conference
HD1		Final reading
CD1		Change along the path
Brenton AwaSD-023AyeAyeExcusedAye
Carol FukunagaSD-011AyeAyeAye
Les IharaSD-010Aye*AyeDropped reservations at Senate final reading (CD1)
Jarrett KeohokaloleSD-024AyeAyeAyeAye
Rachele Fernandez LamosaoSD-019ExcusedAyeAyeAye
Angus McKelveySD-006Aye*Aye*AyeDropped reservations at Senate final reading (CD1)
19 more Senate members only counted as floor ayes
MemberCPN
Introduced		Third reading
SD1		Conference
HD1		Final reading
CD1		Change along the path
Stanley ChangSD-009AyeAye
Donovan CruzSD-017AyeAye
Lynn DecoiteSD-007AyeAye
Samantha DeCorteSD-022AyeAye
Brandon ElefanteSD-016AyeAye
Kurt FevellaSD-020AyeAye
Mike GabbardSD-021AyeAye
Troy HashimotoSD-005AyeAye
Lorraine InouyeSD-001AyeAye
Dru KanuhaSD-003AyeAye
Michelle KidaniSD-018AyeAye
Donna KimSD-014AyeAye
Ronald KouchiSD-008AyeAye
Chris LeeSD-025AyeAye
Sharon MoriwakiSD-012AyeAye
Karl RhoadsSD-013AyeAye
Tim RichardsSD-004AyeAye
Joy San BuenaventuraSD-002AyeAye
Glenn WakaiSD-015AyeAye

House members along the path

House members' votes at each stage of SB2043
MemberCPC
SD1		Second reading
HD1		Third reading
HD1		Conference
HD1		Final reading
CD1		Change along the path
Cory ChunHD-035AyeAyeAyeAye
Elle CochranHD-014AyeExcusedAye
Tina GrandinettiHD-020AyeAyeAyeAyeAye
Linda IchiyamaHD-031ExcusedAyeAyeAye
Greggor IlaganHD-004AyeAyeAyeAye
Kim IwamotoHD-025AyeAyeAyeAye
Sam KongHD-033AyeAyeAyeAye
Nicole LowenHD-007ExcusedExcusedAyeAye
Lisa MartenHD-051AyeAyeAyeAye
Scot MatayoshiHD-049AyeAyeAyeAyeAye
Ikaika OldsHD-023ExcusedAyeAye
Elijah PierickHD-039AyeAyeAyeAyeAye
Sean QuinlanHD-047ExcusedAyeAye
Adrian TamHD-024AyeAyeAyeAye
37 more House members only counted as floor ayes
MemberCPC
SD1		Second reading
HD1		Third reading
HD1		Conference
HD1		Final reading
CD1		Change along the path
David AlcosHD-041AyeAyeAye
Terez AmatoHD-011AyeAyeAye
Della au BelattiHD-026AyeAyeAye
Luke EvslinHD-016AyeAyeAye
Diamond GarciaHD-042AyeAyeAye
Andrew GarrettHD-022AyeAyeAye
Joe GedeonHD-018AyeAyeAye
Daisy HartsfieldHD-036AyeAyeAye
Mark HashemHD-019AyeAyeAye
Ikaika HusseyHD-029AyeAyeAye
Kirstin KahaloaHD-006AyeAyeAye
Jeanne KapelaHD-005AyeAyeAye
Sue Keohokapu-Lee LoyHD-002AyeAyeAye
Darius KilaHD-044AyeAyeAye
Lisa KitagawaHD-048AyeAyeAye
Matthias KuschHD-001AyeAyeAye
Trish La ChicaHD-037AyeAyeAye
Mike LeeHD-050AyeAyeAye
Lauren MatsumotoHD-038AyeAyeAye
Tyson MiyakeHD-010AyeAyeAye
Daynette MorikawaHD-017AyeAyeAye
Chris MuraokaHD-045AyeAyeAye
Nadine NakamuraHD-015AyeAyeAye
Amy PerrusoHD-046AyeAyeAye
Mahina PoepoeHD-013AyeAyeAye
Michael RatcliffeHD-028Aye
Julie Reyes OdaHD-040AyeAyeAye
Jackson SayamaHD-021AyeAyeAye
Garner ShimizuHD-032AyeAyeAye
Kanani SouzaHD-043AyeAyeAye
Gregg TakayamaHD-034AyeAyeAye
Jenna TakenouchiHD-027AyeAyeAye
David TarnasHD-008AyeAyeAye
Shirley Ann TemploHD-030AyeAyeAye
Chris ToddHD-003AyeAyeAye
Justin WoodsonHD-009AyeAyeAye
Kyle YamashitaHD-012AyeAyeAye

Aye named · Aye* with reservations · Aye floor vote, not named as an exception · No · Excused · Changed reversed from the previous vote

Names are matched to legislators only when exactly one person fits; every printed name on this measure was matched. A missing vote means no record was found for that member at that stage, not a no vote. Committee codes follow the Legislature's abbreviations.Official measure history ↗

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Legislative history

  1. Pending Introduction.

  2. Introduced and passed First Reading.

  3. Referred to CPN.

  4. The committee(s) on CPN has scheduled a public hearing on 01-29-26 9:31AM; Conference Room 229 & Videoconference.

  5. The committee(s) on CPN has rescheduled its public hearing to 01-29-26 10:00AM; CR 229 & Videoconference.

  6. The committee(s) on CPN recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in CPN were as follows: 4 Aye(s): Senator(s) Keohokalole, Fukunaga, Awa; Aye(s) with reservations: Senator(s) McKelvey ; 0 No(es): none; and 1 Excused: Senator(s) Lamosao.

  7. Reported from CPN (Stand. Com. Rep. No. 2107) with recommendation of passage on Second Reading, as amended (SD 1) and placement on the calendar for Third Reading.

  8. Report adopted; Passed Second Reading, as amended (SD 1).

  9. 48 Hrs. Notice 02-06-26.

  10. Passed Third Reading, as amended (SD 1). Ayes, 25; Aye(s) with reservations: Senator(s) Ihara, McKelvey . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

  11. Received from Senate (Sen. Com. No. 3) in amended form (SD 1).

  12. Pass First Reading

  13. Referred to CPC, referral sheet 12

  14. Bill scheduled to be heard by CPC on Tuesday, 03-31-26 2:05PM in House conference room 329 VIA VIDEOCONFERENCE.

  15. The committee on CPC recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Matayoshi, Grandinetti, Chun, Ilagan, Iwamoto, Kong, Marten, Tam, Pierick; Ayes with reservations: none; Noes: none; and 2 Excused: Representative(s) Ichiyama, Lowen.

  16. Reported from CPC (Stand. Com. Rep. No. 1812-26) as amended in HD 1, recommending passage on Second Reading and placement on the calendar for Third Reading.

  17. Passed Second Reading as amended in HD 1; placed on the calendar for Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Lowen, Olds, Quinlan excused (3).

  18. Passed Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Cochran excused (1). Transmitted to Senate.

  19. Received from House (Hse. Com. No. 499).

  20. Senate disagrees with House amendments.

  21. Received notice of disagreement (Sen. Com. No. 564).

  22. House Conferees Appointed: Matayoshi Chair; Grandinetti, Pierick.

  23. Received notice of appointment of House conferees (Hse. Com. No. 800).

  24. Senate Conferees Appointed: Keohokalole Chair; Lamosao Co-Chair; Awa.

  25. Received notice of Senate conferees (Sen. Com. No. 724).

  26. Bill scheduled for Conference Committee Meeting on Monday, 04-27-26 2:30PM in conference room 224.

  27. Conference committee meeting to reconvene on 04-28-26 2:30PM; Conference Room 224.

  28. The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 2 Aye(s): Senator(s) Keohokalole, Lamosao; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Awa.

  29. The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Matayoshi, Grandinetti, Pierick; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.

  30. Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 46-26).

  31. 48 Hrs. Notice (as amended CD 1) 05-06-26.

  32. Reported from Conference Committee (Conf Com. Rep. No. 46-26) as amended in (CD 1).

  33. Forty-eight (48) hours notice Wednesday, 05-06-26.

  34. Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none.

  35. Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0).

  36. Received notice of Final Reading (Sen. Com. No. 816).

  37. Received notice of passage on Final Reading in House (Hse. Com. No. 888).

  38. Enrolled to Governor.

  39. Act 255, 07/14/2026 (Gov. Msg. No. 1357).

  40. Act 255, on 07/14/2026 (Gov. Msg. No. 1357).

Bill sponsors