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HB2270HIPassed 2026 Regular Session

Relating To The Downpayment Loan Assistance Program.

Last status update Jul 9, 2026

What this measure contains

Amends the Downpayment Loan Assistance Program by: removing the prohibition on combined loan-to-value ratios; clarifying the Hawaii Housing Finance and Development Corporation's authority to establish interest rates and allow payment waivers and interest forgiveness; authorizing financial institutions, mortgage lenders, and other loan originators to originate downpayment loans; and reducing the borrower's required personal contribution toward the downpayment. Authorizes borrowers to use a portion of a downpayment loan to pay for closing costs, prepaids, and reserves for the purchase of the residential property for which the downpayment loan is provided. (CD1)

Source summary of the imported measure. Amendments can change the wording; read a specific version for its complete provisions.

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Read the full bill at its source ↗
Source: legiscan· Loaded Oct 30, 2026· Snapshot export date not suppliedOriginal record ↗

Bill text and versions

Drafts can change as a measure moves through the Legislature. Check the version attached to a recorded vote.

Related measures

  • SB3089— Same As

Related measures may contain different language or follow different histories.

How this measure moved

Legislative path

Each stage below is a recorded decision from the official measure history, attached to the draft it considered. A member's row follows their votes from the first draft to the latest, and a highlighted vote marks where it changed. Committee and conference votes list every member by name. Floor votes list only exceptions; members serving that day who aren't named are shown as ayes in a dashed outline.

  1. Introduced
  2. HD1by HSG
  3. SD1by HOU
  4. CD1by Conference

Companion measure: SB3089. A companion follows its own path; its votes are not combined with this one.

Decision stages

  1. House HSG committee on the introduced draft: Passed, with amendments, reported as HD1

    9 aye · 0 no · 0 excused

  2. House second reading on HD1: Passed

    50 aye · 0 no · 0 excused

  3. House FIN committee on HD1: Passed, unamended

    15 aye · 0 no · 1 excused

  4. House third reading on HD1: Passed

    49 aye · 0 no · 1 excused

  5. Housing (HOU) on HD1: Passed, with amendments, reported as SD1

    4 aye · 0 no · 1 excused · Source roll call

  6. Ways and Means (WAM) on SD1: Passed, unamended

    12 aye · 0 no · 1 excused · Source roll call

  7. Senate third reading on SD1: Passed

    25 aye · 0 no · 0 excused

  8. House conference managers on SD1: Passed, with amendments, reported as CD1

    3 aye · 0 no · 0 excused · Source roll call

  9. Senate conference managers on SD1: Passed, with amendments, reported as CD1

    3 aye · 0 no · 0 excused · Source roll call

  10. Senate final reading on CD1: Passed

    25 aye · 0 no · 0 excused

  11. House final reading on CD1: Passed

    51 aye · 0 no · 0 excused

Senate members along the path

Senate members' votes at each stage of HB2270
MemberHOU
HD1		WAM
SD1		Third reading
SD1		Conference
SD1		Final reading
CD1		Change along the path
Stanley ChangSD-009AyeAyeAyeAye
Lynn DecoiteSD-007AyeAyeAye
Donovan CruzSD-017AyeAyeAye
Brandon ElefanteSD-016AyeAyeAyeAye
Kurt FevellaSD-020ExcusedAyeAyeAyeAye
Troy HashimotoSD-005AyeAyeAyeAyeAye
Lorraine InouyeSD-001AyeAyeAye
Dru KanuhaSD-003AyeAyeAye
Michelle KidaniSD-018AyeAyeAye
Donna KimSD-014AyeAyeAye
Chris LeeSD-025ExcusedAyeAye
Sharon MoriwakiSD-012AyeAyeAye
Karl RhoadsSD-013AyeAyeAye
Tim RichardsSD-004AyeAyeAye
Glenn WakaiSD-015AyeAyeAye
10 more Senate members only counted as floor ayes
MemberHOU
HD1		WAM
SD1		Third reading
SD1		Conference
SD1		Final reading
CD1		Change along the path
Brenton AwaSD-023AyeAye
Samantha DeCorteSD-022AyeAye
Rachele Fernandez LamosaoSD-019AyeAye
Carol FukunagaSD-011AyeAye
Mike GabbardSD-021AyeAye
Les IharaSD-010AyeAye
Jarrett KeohokaloleSD-024AyeAye
Ronald KouchiSD-008AyeAye
Angus McKelveySD-006AyeAye
Joy San BuenaventuraSD-002AyeAye

House members along the path

House members' votes at each stage of HB2270
MemberHSG
Introduced		Second reading
HD1		FIN
HD1		Third reading
HD1		Conference
SD1		Final reading
CD1		Change along the path
David AlcosHD-041AyeExcusedAyeAye
Elle CochranHD-014AyeAyeAyeAye
Luke EvslinHD-016AyeAyeAyeAyeAye
Joe GedeonHD-018AyeAyeAyeAye
Tina GrandinettiHD-020AyeAyeAyeAye
Daisy HartsfieldHD-036AyeAyeAyeAye
Ikaika HusseyHD-029AyeAyeAyeAye
Sue Keohokapu-Lee LoyHD-002AyeAyeAyeAye
Darius KilaHD-044AyeAyeAyeAye
Lisa KitagawaHD-048AyeAyeAyeAyeAye
Matthias KuschHD-001AyeAyeAyeAye
Trish La ChicaHD-037AyeAyeAyeAye
Mike LeeHD-050AyeAyeAyeAye
Tyson MiyakeHD-010AyeAyeAyeAyeAyeAye
Daynette MorikawaHD-017AyeAyeAyeAye
Chris MuraokaHD-045AyeAyeAyeAye
Amy PerrusoHD-046AyeAyeExcusedAye
Elijah PierickHD-039AyeAyeAyeAyeAye
Julie Reyes OdaHD-040AyeAyeAyeAye
Jenna TakenouchiHD-027AyeAyeAyeAye
Shirley Ann TemploHD-030AyeAyeAyeAye
Chris ToddHD-003AyeAyeAyeAye
Kyle YamashitaHD-012AyeAyeAyeAye
28 more House members only counted as floor ayes
MemberHSG
Introduced		Second reading
HD1		FIN
HD1		Third reading
HD1		Conference
SD1		Final reading
CD1		Change along the path
Terez AmatoHD-011AyeAyeAye
Della au BelattiHD-026AyeAyeAye
Cory ChunHD-035AyeAyeAye
Diamond GarciaHD-042AyeAyeAye
Andrew GarrettHD-022AyeAyeAye
Mark HashemHD-019AyeAyeAye
Linda IchiyamaHD-031AyeAyeAye
Greggor IlaganHD-004AyeAyeAye
Kim IwamotoHD-025AyeAyeAye
Kirstin KahaloaHD-006AyeAyeAye
Jeanne KapelaHD-005AyeAyeAye
Sam KongHD-033AyeAyeAye
Nicole LowenHD-007AyeAyeAye
Lisa MartenHD-051AyeAyeAye
Scot MatayoshiHD-049AyeAyeAye
Lauren MatsumotoHD-038AyeAyeAye
Nadine NakamuraHD-015AyeAyeAye
Ikaika OldsHD-023AyeAyeAye
Mahina PoepoeHD-013AyeAyeAye
Sean QuinlanHD-047AyeAyeAye
Michael RatcliffeHD-028Aye
Jackson SayamaHD-021AyeAyeAye
Garner ShimizuHD-032AyeAyeAye
Kanani SouzaHD-043AyeAyeAye
Gregg TakayamaHD-034AyeAyeAye
Adrian TamHD-024AyeAyeAye
David TarnasHD-008AyeAyeAye
Justin WoodsonHD-009AyeAyeAye

Aye named · Aye* with reservations · Aye floor vote, not named as an exception · No · Excused · Changed reversed from the previous vote

Names are matched to legislators only when exactly one person fits; every printed name on this measure was matched. A missing vote means no record was found for that member at that stage, not a no vote. Committee codes follow the Legislature's abbreviations.Official measure history ↗

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Legislative history

  1. Pending introduction.

  2. Introduced and Pass First Reading.

  3. Referred to HSG, FIN, referral sheet 5

  4. Bill scheduled to be heard by HSG on Friday, 02-13-26 9:00AM in House conference room 430 VIA VIDEOCONFERENCE.

  5. The committee on HSG recommend that the measure be PASSED, WITH AMENDMENTS. The votes were as follows: 9 Ayes: Representative(s) Evslin, Miyake, Cochran, Grandinetti, Kila, Kitagawa, La Chica, Muraoka, Pierick; Ayes with reservations: none; Noes: none; and Excused: none.

  6. Reported from HSG (Stand. Com. Rep. No. 572-26) as amended in HD 1, recommending passage on Second Reading and referral to FIN.

  7. Passed Second Reading as amended in HD 1 and referred to the committee(s) on FIN with none voting aye with reservations; none voting no (0) and none excused (0).

  8. Bill scheduled to be heard by FIN on Friday, 02-27-26 2:00PM in House conference room 308 VIA VIDEOCONFERENCE.

  9. The committee(s) on FIN recommend(s) that the measure be deferred until 03-02-26.

  10. Bill scheduled for decision making on Monday, 03-02-26 10:00AM in conference room 308 VIA VIDEOCONFERENCE.

  11. The committee on FIN recommend that the measure be PASSED, UNAMENDED. The votes were as follows: 15 Ayes: Representative(s) Todd, Takenouchi, Hartsfield, Hussey, Keohokapu-Lee Loy, Kitagawa, Kusch, Lee, M., Miyake, Morikawa, Perruso, Templo, Yamashita, Gedeon, Reyes Oda; Ayes with reservations: none; Noes: none; and 1 Excused: Representative(s) Alcos.

  12. Reported from FIN (Stand. Com. Rep. No. 858-26), recommending passage on Third Reading.

  13. Passed Third Reading with none voting aye with reservations; none voting no (0) and Representative(s) Perruso excused (1). Transmitted to Senate.

  14. Received from House (Hse. Com. No. 90).

  15. Passed First Reading.

  16. Referred to HOU, WAM.

  17. The committee(s) on HOU has scheduled a public hearing on 03-17-26 1:05PM; Conference Room 225 & Videoconference.

  18. The committee(s) on HOU recommend(s) that the measure be PASSED, WITH AMENDMENTS. The votes in HOU were as follows: 4 Aye(s): Senator(s) Chang, Hashimoto, Elefante, Rhoads; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Fevella.

  19. Reported from HOU (Stand. Com. Rep. No. 3209) with recommendation of passage on Second Reading, as amended (SD 1) and referral to WAM.

  20. Report adopted; Passed Second Reading, as amended (SD 1) and referred to WAM.

  21. The committee(s) on WAM will hold a public decision making on 04-07-26 10:31AM; Conference Room 211 & Videoconference.

  22. The committee(s) on WAM recommend(s) that the measure be PASSED, UNAMENDED. The votes in WAM were as follows: 12 Aye(s): Senator(s) Dela Cruz, Moriwaki, DeCoite, Elefante, Hashimoto, Inouye, Kanuha, Kidani, Kim, Richards, Wakai, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 1 Excused: Senator(s) Lee, C..

  23. Reported from WAM (Stand. Com. Rep. No. 3739) with recommendation of passage on Third Reading.

  24. One Day Notice 04-14-26.

  25. Report adopted; Passed Third Reading. Ayes, 25; Aye(s) with reservations: none . Noes, 0 (none). Excused, 0 (none). Transmitted to House.

  26. Returned from Senate (Sen. Com. No. 668) in amended form (SD 1).

  27. House disagrees with Senate amendment (s).

  28. Received notice of disagreement (Hse. Com. No. 780).

  29. House Conferees Appointed: Evslin, Miyake Co-Chairs; Pierick.

  30. Received notice of appointment of House conferees (Hse. Com. No. 799).

  31. Senate Conferees Appointed: Chang Chair; Hashimoto Co-Chair; Fevella.

  32. Received notice of Senate conferees (Sen. Com. No. 760).

  33. Bill scheduled for Conference Committee Meeting on Tuesday, 04-28-26 10:03AM in conference room 224.

  34. Conference Committee Meeting will reconvene on Wednesday 04-29-26 10:00AM in conference room 224.

  35. The Conference Committee recommends that the measure be Passed, with Amendments. The votes were as follows: 3 Ayes: Representative(s) Evslin, Miyake, Pierick; Ayes with reservations: none; 0 Noes: none; and 0 Excused: none.

  36. The Conference committee recommends that the measure be PASSED, WITH AMENDMENTS. The votes of the Senate Conference Managers were as follows: 3 Aye(s): Senator(s) Chang, Hashimoto, Fevella; Aye(s) with reservations: none ; 0 No(es): none; and 0 Excused: none.

  37. Reported from Conference Committee (Conf Com. Rep. No. 102-26) as amended in (CD 1).

  38. Forty-eight (48) hours notice Wednesday, 05-06-26.

  39. Reported from Conference Committee as amended CD 1 (Conf. Com. Rep. No. 102-26).

  40. 48 Hrs. Notice (as amended CD 1) 05-06-26

  41. Passed Final Reading, as amended (CD 1). Ayes, 25; Aye(s) with reservations: none . 0 No(es): none. 0 Excused: none.

  42. Passed Final Reading as amended in CD 1 with none voting aye with reservations; none voting no (0) and none excused (0).

  43. Received notice of Final Reading (Sen. Com. No. 816).

  44. Received notice of passage on Final Reading in House (Hse. Com. No. 888).

  45. Transmitted to Governor.

  46. Act 214, 07/08/2026 (Gov. Msg. No. 1316).

  47. Act 214, on 07/08/2026 (Gov. Msg. No. 1316).

Bill sponsors