Relating To Property Damages.
Last status update Jan 21, 2026
What this measure contains
Limits claims alleging property damage from covered catastrophic wildfires to actual damages. Amends the aggregate liability limit for qualifying damages from covered catastrophic wildfires to be $1,000,000,000, rather than administratively established by the Public Utilities Commission, and makes the limit applicable only to property covered by a property insurance policy up to the coverage limit. Requires the Director of Emergency Management to determine whether a wildfire is a covered catastrophic wildfire. Specifies that claims subject to the limit must be filed within one year of the covered catastrophic wildfire. Clarifies that a property and casualty insurer's rights to subrogation are not limited in the context of an insured's recovery by judgment or settlement of a third-party tort claim.
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- Introduced · Official document ↗· Jan 20, 2026
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Legislative history
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Prefiled.
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Introduced and Pass First Reading.
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Referred to EEP, CPC/JHA, FIN, referral sheet 1